Solutions

Recharge Anywhere: While on roaming, customers can easily recharge their account using locally available recharge vouchers.
Airtime Transfer: Customers can transfer airtime credit to recipient on another country either of the same operator or different operator.
Mobile Top-up: E-Voucher distribution using distributor, retailer to end user network
Me2U: Domestic airtime sharing on the same network

Electronic Voucher: End-to-End solution from generation to secure distribution of electronic vouchers.

Airtime Transfer™ allows you to reach and service the people looking to send airtime top up to friends and families back in their home countries. Customers can also transfer airtime credits to recipients on another country.

Mobile Top-up™ The software solution allows your business to offer a professional and easy mobile phone top up service for people looking to
add airtime credit on the go. Distributors and their retailers can sell electronic vouchers to their end-user network.

Me2U™ Peer-to-Peer sending of airtime top up has become widespread. Customers can locally share airtime credits from any mobile phone because no data or internet connection is required.

Electronic Voucher™ The software solution saves operation & distribution costs. It handles the complete life-cycle of a recharge voucher from product
management to PIN generation and distributing it to the retailer network, without involving any logistic cost.

ID Capture & Verification: Digital uploads of official documentation are matched by the biometrics software to check if the customer’s selfie matches
their ID.
Liveness Check: It ensure that the biometric data being presented is real (from a live person) and not fake (spoofed images or printed masks).

Online & Offline: Processing of both cash and electronic channels.
Cross-Border Money Transfer: Using a single platform to process international money transfer. Connecting different financial institutions and mobile money operators.

Build a seamless conversion and accessibility workflow. Process both cash & electronic payment channels, Secured QR plus OTP

Mobile Wallet Service
Mobile Banking Service
Loyalty & Rewards
Merchant Gateway Service
Online Merchant Interface
Online Distributor Interface
USSD, SMSC & Data

Electronic Wallet enables customers to access different financial services like bills payment, airtime purchase and transfer (e.g. P2P [peer-to-peer], G2P [government-to-person], P2G , B2P [business-to-person] and P2B). Cash-In and Cash-Out through agents and ATMs.

Linkage of electronic wallet to a bank account, which then enables inter-banking transactions such as wallet-to-bank (W2B), bank-to-wallet (B2W), and bank-to-bank services.

Customers can earn points or rewards based on the electronic wallet transactions. In turn, such values may be converted to electronic wallet credits or directly use for specific financial services (e.g. airtime loading or bills payment).

Onboarded merchants can expand their business by accepting electronic wallet payments. Likewise, merchants may be enabled for cash-in & cash-out transactions and other mobile financial services.

A secure online platform for partner merchants and distributors that allows them to view, access and manage accounts anytime, without the hassle. Quickly and easily generate reports for more convenient settlement and reconciliation processing.

The solution provides multiple channels to support customers in accessing different services in the platform. Customers may use USSD, SMSC and mobile applications to perform financial transactions at their own convenience.

Payment Gateway: Securely process card payments, digital wallets and other payment transactions.
mCashier: Advanced and secure point-of-sale solution that enables merchants to accept card payments and cash anywhere.
softPOS: Mobile App that enables the acceptance of contactless payments

Expand your offer with multiple payment channels and merchant devices. Enable your merchants to accept credit cards, e-wallets, online banking, and all
other types of online payments from their customers.

Safe and secure way to accept payments on-the-go through handheld mobile devices.
Quick Setup:
● Download and install mCashier application
● Pair mCashier device with the phone
● Start accepting card payments

Merchant:
◎ Fast onboarding
◎ Safe and secure (EMV compliant)
◎ Quick, portable and simple to use
◎ Instant transaction reports

Acquirer:
◎ Remote & cheap onboarding
◎ High Scalability
◎ Low terminal cost
◎ Low maintenance cost
◎ Fast setup
◎ Very low service staffing requirements
◎ High flexibility for the Merchant

Transform a smartphone into a professional financial POS terminal.

Enable acceptance from a wide range of payment modes:
● Tap & Pay (contactless payments)
● Scan & Pay (dynamic QR code generator)
● Payment Link (share link via SMS, WhatsApp, Email or SMPs)

Device-agnostic	Runs on all phones with NFC module and Android 8.0 OS or higher. Accepts payment with Google Pay, Apple Pay wallets and wearables.
EMV-approved Security Level	Procedures built-in: device attestation, asymmetric keys stored in hardware-backed secure element, client certificates, attack prevention procedures, PIN required.
No additional device	No extra hardware required. Merchant handset is enough.